Indlela Yokukhuluma Nabachwepheshe Bomshuwalense Wezimoto?
Lapho uthengisa umshuwalense wezimoto ezingabizi, uzodinga ukukhuluma nommeli womshuwalense wezimoto ngesikhatsi esithile. Ngisho noma yikuphi ukwesaba okungase kube khona, ukuxoxa ngezinketho zakho nge-agent yomshuwalense wemoto empeleni kuwusizo lwakho – uma nje ubuza imibuzo efanele. Yiqiniso, umsebenzi we-agent ukukwenza inzuzo kuwe ngokukuthengisa umshwalense wemoto kakhulu oyoyithatha. Kodwa ngokusebenza, i-agent enekhono empeleni izokusiza ukuthi ulondoloze ukheshi ngokukusiza ukuthi uthole ibhalansi efanele yokuvikelwa futhi ubiza izindleko nokuthola noma yikuphi ukugcinwa okungakalungela ngaphambili.Nokho, akuzona zonke izithunywa ezidalwa ezilinganayo. Yingakho kungumsebenzi wakho ukwenza umsebenzi othile wesikole ngaphambi kokuba uvakashele. Nakhu okudingeka ukwenze: Thatha ulwazi ngaphambi kokuba ufike. Ngaphambi kokuba ukhulume nomuntu nomuntu wegazi, thatha isikhathi sokuphequlula i-intanethi ngezinye izinzuzo ezinhle kumshuwalense wezimoto eshibhile.
Ungakwenza lokhu kalula ngekhodi ye-zip noma usesho lombuso nesifunda. Izinjini zomshuwalense wendawo yomshuwalense wendawo zivumela ukuthi uthole ukuthola uhlu lwezinsizakalo zomshuwalense wemoto eduze kwakho, kanye nokunikeza isaphulelo kanye nezaphulelo ezikhethekile. Thola izinhlelo eziningana zeminshuwalense ezifananisiwe futhi uhlele aphoyintimenti ukuxoxa ngezinhlelo ngefoni noma ngomuntu.
Uma uhlala phansi nesikhulu somshuwalense wemoto, qiniseka ukuthi ubazisa ukuthi uyithengisa. Ungase ufune ngisho nokubiza isilinganiso esinqunyiwe umncintiswano akucasile ngaso. I-agent yakho izokwazi ukukunikeza okuthile okuncintisana, noma uchaze ukuthi kungani icebo lakhe lingcono, futhi ngaleyo ndlela libiza kakhulu. Uma ukhuluma nommeli othunjiwe, uzokwazi ukukhombisa ukuthi izinhlelo zikhona ngokusebenzisa inkampani eyodwa. Noma kunjalo, i-ejenti ozimele izokwazi ukukunikeza izinhlelo ezivela ejensi eziningana ezehlukene.
Ngaphandle kwalokho, cela uhlu oluphelele lwezohwebo nokulondolozwa. Ungathola izaphulelo ezikhethekile zamalungu nobulungu, njengezinhlangano zama-alumni. Ungathola futhi isaphulelo uma uvuma ukukhokhela ama-premium akho ngonyaka, kunokuba unganenyanga. Okokugcina, ungagcina imali ebalulekile ngokuthatha i-deductible ephakeme. Buza i-agent yakho ngokuqondile ukuxoxa ngalezi zindlela bese uphawula izindleko ezijwayelekile zomzila ngamunye.
Kakhulu, khumbula ukuthi ungalokothi ugijimele. Ngenkathi ungashintsha amacebo akho ngokuhamba kwesikhathi, kungcono ukuxoxisana ngokudayisa okuhle ekuqaleni. ama-agent womshuwalense wezimoto uzama ukukuqinisekisa ukuba ubhalise nabo ngaphambi kokuba uhlole izinketho zakho, kodwa ugweme ukwenza ngaphambi kokuba uneliswe ucwaningo lwakho. Uma usuphethe uhlelo lwakho, ubuyekeze izinhlinzeko ezivela kuma-ejenti omshwalense womshwalense ngezikhathi ezithile ukuze ubone ukuthi okusha, izaphulelo ezingcono zisanda kutholakala. Ukusesha umshuwalense wendawo wendawo ku-intanethi kuyisikhulu futhi kulula. Kuthatha kuphela imizuzu emihlanu futhi kungakusindisa imali eningi eminyakeni ezayo.
Let's say you're in the middle of a pick up game of basketball and it gets a little rough. You're fouled hard and you go down breaking your ankle. What are you going to do? If you have health insurance, no problem, call an ambulance. However, if you don't have insurance, then what? It's a drive to the hospital in your buddy's car, and then get ready for a barrage of medical bills in the mail.So the answer to the question of "what is the best health insurance?" is the health insurance you have when you need it. But let's get realistic, understanding that you need it, what kind of insurance is best for you. The absolute best way to get coverage is through your employer. No worries until you use it. The next best way is to stay on your parent's plan as long as possible. New health reform regulations has expanded this type of coverage for all young adults in America. In some states the extended coverage can last until the age of 30.If you're still in school then look into the programs offered by your school. Most two and four year colleges offer coverage to students not covered by their parent's policy. This is group insurance coverage like what you get when you're enrolled through your employer. This type of college health insurance is usually only available to full time students. Depending on the school, part time students may still be out of luck.You're out of school, but self employed, what are your options. All of the big health care providers offer plans tailored to small business-self employed. These plans offer lower premiums, however, they also skimp on coverage, so read the fine print very carefully before agreeing to sign up. For instance, same healthcare provider may offer two plans. Plan A has a lower premium, but higher deductible and no dental coverage, while Plan B has a higher premium, no deductible and premium dental coverage. The old saying of "you get what you pay for" is really in play here, so once again, read the fine print.The best way to find the best health insurance for your particular situation is to go online and to do a search. Pull up your favorite search engine and plug in keywords specific to your case and lifestyle. Then it becomes a matter of wading through the results to find a match. It is always advisable to actually go to the company website to read and question before applying. Taking the time to research and pre-plan will land you the best possible health insurance for you and the way you live your life.
When shopping for affordable auto insurance, you are going to need to speak with a auto insurance agent at some point. In spite of any trepidations you may harbor, discussing your options with a car insurance agent is actually to your benefit - as long as you ask the right questions. True, an agent's job is to make a profit from you by selling you the most auto insurance you'll take. But in practice, a skilled agent will actually help you save cash by helping you find the right balance of protection and cost effectiveness as well as finding any savings you may be eligible before.However, not all agents are created equal. That's why it's your job to do a certain amount of homework before you visit. Here's what you need to do:Have some information before you arrive. Before you speak with a flesh and blood person, take time to browse the Internet for some good deals on cheap auto insurance. You can do this easily through a zip code or city and state search. Local auto insurance search engines allow you to find listings of vehicle insurance agencies near you, as well as give you a quote and special discounts. Find into several comparable insurance plans and schedule an appointment to discuss the plans either by phone or in person.When you first sit down with a car insurance agent, be sure to let them know that you are comparison shopping. You may even want to mention the precise rate that a competitor quoted you. Your agent will then be able to offer you something competitive, or explain why his plan is better, and thus more expensive. If you are speaking with a captive agent, he or she will only be able to show you plans available through one company. However, an independent agent will be able to offer you plans from several different agencies.Next, ask for a complete list of deals and savings. You can get special discounts for memberships and affiliations, such as alumni associations. You can also get a discount if you agree to pay your premiums annually, rather than monthly. Lastly, you can save a significant amount of money by taking a higher deductible. Ask your agent directly to discuss these options and project the overall costs of each route.Lastly, remember never to rush. While you can always switch your plans later, it is best to negotiate the best deal at the outset. auto insurance agents will try to convince you to sign on with them before you've explored your options, but avoid committing before you are satisfied with your research. Once you have your plan, review the offers from competing auto insurance agencies periodically to see if newer, better discounts are newly available. Searching for local auto insurance online is free and easy. It only takes five minutes and it could save you a great deal of money in the years to come.