Kuyini Umshwalense We-Auto? Umshwalense wezimoto umkhiqizo owathengiwe futhi ongakhokhela umonakalo wemoto yakho noma izimoto zabanye Korttermynversekeringsmaatskappye ku Sandton uma kwenzeka ingozi yemoto noma umonakalo ohlobene nengozi. Umbuso ngamunye unemithetho yawo ngokuphathelene nomshuwalense wemoto ukuthi umuntu ngamunye kufanele akwazi ukushayela ngokomthetho. Izici eziningi motor versekering kwotasies suid-afrikaezihlukahlukene zithinta amazinga omshwalense wemoto, futhi. Ayisho ngisho nasezinkampanini ezihlukahlukene; kufike embonini yomshuwalense ukucacisa ukuthi yimuphi umshuwalense wemoto nokuthi umuntu ngamunye uyokhokhela kanjani ukukhokhelwa ngokuzenzakalela.
Ukuphi umshuwalense wemoto? Kubonakala sengathi umbuzo oyisisekelo. Kodwa-ke, kunezici eziningi nezakhi ezihlukahlukene okufanele zicabange ngomshuwalense wemoto ukuthi ungaba nzima kakhulu uma ungekho olungiselelwe lokho okungena kuwo. Udinga ukwazi ukuthi amanani akholwa kangakanani ukuthi yiziphi izinhlobo zokubheka itholakale, kungakanani ukuhlanganisa okudingayo noma ongayithola, futhi yiziphi izinkampani ezinikeza umshwalense we-auto umhlabeleli ngezidingo zakho.
Ukuphi Umshwalense Wokuzenzekela Ngomshwalense? Umshwalense wokusebenzisa umshwalense usebenziseka ukuvikela umuntu ngamunye noma ibhizinisi noma inhlangano ekulahlekelweni kwezimali mayelana imoto. Ukulahlekelwa ngokwezimali kungenzeke ngenxa yezizathu eziningi, futhi ukuba nomshuwalense wezimoto kungakufihla ukulahlekelwa kwakho ngezindlela ezihlukahlukene.Ukufaneleka Kwempahla YokulimazaIndleko yokulimala kwempahla ihambisana nokulimala wena noma umuntu oshayela imoto yakho ngemvume yakho kumpahla yomunye umuntu. Izindleko zingabandakanya enye imoto, izibhamu zomsebenzi, izicingo, izakhiwo, izindlu, amabhizinisi, noma cishe noma yiluphi uhlobo lwesakhiwo semoto yakho efika ekuthinteni. Ukubhekwa kweCollisionCollision kuvame ukuvikela imoto yakho emonakalweni ephumela engozini eminye imoto, i-pothole, imoto igxuma ngaphezulu, njll Ukubambisana kokukhokhwa kuzokukhokhela ukulungisa imoto yakho, noma uma imoto yakho ibonakale engozini, iyokubuyisela ngokubaluleka kwemoto ekukhipheni ukukhipha imali futhi kwezinye izimo nezinye izindleko.
UVUMELELO WOKUSEBENZA EMNYANGWENI WASE-USAAuto isidingo, futhi lokhu kubonakala ngokucacile ukuthi zonke izifunda zase-USA zenze ukuba kube nomshuwalense wemoto kuzo zonke izimoto. Esikhathini esiningi, professionele vrywaringsversekering Suid-Afrika lokhu kubonakala sengathi kuyisivivinyo sokukhathazeka, kodwa kungani ulinde uze uhlanganyele engozini ukuthola ukuthi ukuthatha ikhava yemoto kunakekela kanjani izimpahla zakho nawe. Izindleko eziphezulu zezokwelapha nezokugwetshwa kwezigwegwe ezenzweni zenza kube kuhle ukuzivikela kanye nemoto yakho eyigugu ngemoto yomshwalense.
Ngaphezu kwalokho, zonke iziphathimandla zenze kube nzima ukuba nezinhlelo ezimbili zomshwalense wemoto – uhlelo olungekho-iphutha, kanye nesistimu ye-Tort. Uhlobo lwangaphambili lomshuwalense ohlonishwayo emazweni amaningi lusho ukuthi umshuwalense wakho uyokhokhela izicelo zokulimala kungakhathaliseki ukuthi ubani obangela ingozi empeleni. Inani elikhokhwa lifike kumkhawulo ocacisiwe, futhi uma uhilelekile engozini, umphathiswa wakho unecala lokukhokha ukulimala. Ngokumelene nalokhu, uhlelo lweTort kulindeleke ukuthi iqembu elimele lizinakekele izindleko zezokwelapha kusuka epaketheni labo bese libiza kumuntu othwala umshwalense wemoto enecala njengempindiselo.
Ngokuba inani lezigameko kanye nokweba kwenzeka kakhulu eU. SA, kubalulekile kuwo wonke umnikazi wemoto ukuthi athenge leyo nzuzo yomshwalense ukuze avikele kokubili imoto kanye nomnikazi wayo ngezikhathi zokudinga.
Korttermynversekeringsmaatskappye ku Sandton ?
When shopping for affordable auto insurance, you are going to need to speak with a auto insurance agent at some point. In spite of any trepidations you may harbor, discussing your options with a car insurance agent is actually to your benefit - as long as you ask the right questions. True, an agent's job is to make a profit from you by selling you the most auto insurance you'll take. But in practice, a skilled agent will actually help you save cash by helping you find the right balance of protection and cost effectiveness as well as finding any savings you may be eligible before.However, not all agents are created equal. That's why it's your job to do a certain amount of homework before you visit. Here's what you need to do:Have some information before you arrive. Before you speak with a flesh and blood person, take time to browse the Internet for some good deals on cheap auto insurance. You can do this easily through a zip code or city and state search. Local auto insurance search engines allow you to find listings of vehicle insurance agencies near you, as well as give you a quote and special discounts. Find into several comparable insurance plans and schedule an appointment to discuss the plans either by phone or in person.When you first sit down with a car insurance agent, be sure to let them know that you are comparison shopping. You may even want to mention the precise rate that a competitor quoted you. Your agent will then be able to offer you something competitive, or explain why his plan is better, and thus more expensive. If you are speaking with a captive agent, he or she will only be able to show you plans available through one company. However, an independent agent will be able to offer you plans from several different agencies.Next, ask for a complete list of deals and savings. You can get special discounts for memberships and affiliations, such as alumni associations. You can also get a discount if you agree to pay your premiums annually, rather than monthly. Lastly, you can save a significant amount of money by taking a higher deductible. Ask your agent directly to discuss these options and project the overall costs of each route.Lastly, remember never to rush. While you can always switch your plans later, it is best to negotiate the best deal at the outset. auto insurance agents will try to convince you to sign on with them before you've explored your options, but avoid committing before you are satisfied with your research. Once you have your plan, review the offers from competing auto insurance agencies periodically to see if newer, better discounts are newly available. Searching for local auto insurance online is free and easy. It only takes five minutes and it could save you a great deal of money in the years to come.
If you currently live in Missouri or you're planning to move there, auto insurance is something you'll definitely consider if you plan on owning an automobile. Auto insurance covers you in case you cause damage to any person's property or body, and it is absolutely required in order to register and drive any vehicle.Each state has its own laws and regulations when it comes to auto insurance, so it might be a good idea to visit Missouri's Department of Motor Vehicles website to get full details of exactly what you need. In general though, there is a minimum liability insurance that you need to be covered for. In the State of Missouri, this is as follows: $25,000 minimum coverage for bodily injury per person, $50,000 minimum coverage for each accident, and $10,000 minimum property coverage f or each accident. It's good to know this information when shopping around for car insurance so you're better informed and can get the policy that's best for you.Liability insurance, which is manditory in Missouri, does not cover the policy holder in the event of an accident. This type of insurance only covers third party drivers and property. To insure yourself and your own car, you should consider collision and comprehensive coverage. If you want even more peace of mind, you can opt for uninsured or underinsured driver insurance, which protects you in case someone hits your car and is uninsured or underinsured.When searching for the best car insurance rates in Missouri, the best advice is to shop around and compare at least 5 different insurance companies. You might be surprised to see how much policy rates differ between different companies, even for same or similar coverage options. That's why it's important to shop around and compare multiple car insurance rates.Even if you're currently insured, you might be able to save hundreds of dollars a year by switching auto insurance providers. You can compare multiple quotes online in a matter of minutes, so you've got nothing to lose, however you could end up saving a lot.The Missouri Insurance Information Service says more than 20,000 vehicles were reported stolen in 2008, nearly half of them in St. Louis and Kansas City. This would make sense considering these are two of the largest cities in the state, however this is bad news for residents of St. Louis and Kansas City as this means that they will probably be paying higher insurance rates due to the high auto crime rate. The five most commonly stolen vehicles in Missouri are the Dodge Intrepid, Ford Taurus, Pontiac Grand Prix, Dodge Stratus and Oldsmobile Cutlass, so you might want to avoid these cars to keep your car insurance rates as low as possible.
Nusa Yiba Huisinhoudversekering Uhlu